Skip to main content

Atmanirbhar Bharat Loan Schemes 2022 Application / Registration Forms

By

 Last year, central govt. has made an announcement of a Rs. 20 lakh crore economic package for Atmanirbhar Bharat Abhiyan to make India self reliant. In this Aatmanirbhar Bharat Abhiyan package, govt. has announced a number of loan scheme for various sectors. Here we are going to tell you about how to apply online for Atmanirbhar Bharat Loan Schemes 2022.

These loan schemes under the Self Reliant India campaign includes MSME loans, Kisan Credit Card (KCC) loans, Street Vendors loans, Shishu Mudra loans, PM Awas Yojana Credit Linked Subsidy Scheme (PMAY-CLSS) loans etc. Now people can apply for these loan schemes by the Union government of India.

For this, interested applicants will have to fill Atmanirbhar Bharat Loan Schemes application / registration form. The Rs. 20 lakh economic booster dose (1 to 5) package announcement was completed on 17th May 2020 by FM Nirmala Sitharaman and these announcements are now being realized.

Atmanirbhar Bharat Loan Schemes 2022 Apply Online Form

PM Modi’s Vision of Rs. 20 lakh crore package has been announced in 5 tranche economic doses on 13th, 14th, 15th, 16th and 17th May 2020. Below is the direct apply online process to avail benefits of various loan schemes announced in different tranches of Atmanirbhar Bharat Abhiyan 2022 package.

Kisan Credit Card (KCC) Loans

Around Rs. 2 lakh crore concessional credit would be extended for Kisan Credit Card (KCC) Scheme by the central government. Around 2.5 crore farmers to benefit from this KCC scheme. Fisheries and animal husbandry farmers will be included in KCC Scheme. People can take the following benefits by applying online for KCC Scheme.

  • The Interest rate offered on the loan may go as low as 2.00%.
  • Banks will not seek security on loans up to Rs. 1.60 lakh.
  • Crop insurance coverage against a variety of natural calamities is given to the users.
  • Farmer is provided insurance coverage against permanent disability, death, other risks is also provided to the farmer.
  • The repayment period is decided on the basis of harvesting of crop and its marketing period. Maximum loan upto Rs. 3 lakh can be availed by KCC card holder.
  • Farmers that deposit their money in the Kisan Credit Card account will get a high rate of interest. Moreover, farmers are charged simple interest rate when they make prompt payment.
  • To apply online, click the link pmkisan.gov.in/Documents/Kcc.pdf to open single page Kisan Credit Card (KCC) application form.
  • The PM Kisan Credit Card Scheme 2022 online application form for PDF download will appear as below:-
  • All the farmers b/w 18 to 75 years of age can take benefits of Kisan Credit Card (KCC Scheme). In case a borrower is a senior citizen (age more than 60 years), a co-borrower is mandatory where the co-borrower should be a legal heir. All farmers including individuals/joint cultivators, owners, tenant farmers, oral lessees and sharecroppers etc. are eligible.

    • Other initiatives for farmers includes creation of Farm Based Infrastructure (Rs. 1 lakh crore), Micro Food enterprises (Rs. 10,000 crore), PM Matsya Sampada Yojana (Rs. 20,000 crore), FMD Livestock Disease Control Scheme (Rs. 13,000 cr), Animal Husbandry Infrastructure Development Fund (Rs. 15000 crore), Promotion of herbal cultivation (Rs. 4000 crore), Promotion of Bee keeping (Rs. 500 crore), TOP to Total: Operation Greens (additional Rs. 500 crore).

    CLSS Loans under PM Awas Yojana

    To avail Interest subsidy under CLSS vertical, the applicant should have a sanctioned housing loan and meet the eligibility criteria as the Scheme Guidelines

    • Check your eligibility for CLSS Subsidy: Click Here – https://pmayuclap.gov.in/content/html/Subsidy-Calc.html
    • CLSS subsidy application may be submitted to the concerned Bank/HFC branch.
    • Track Your Application Status: CLSS Tracker: please open https://pmayuclap.gov.in
    • UMANG platform https://pmay-urban.gov.in/umang
    • People can apply online for PMAY CLSS through the official website https://pmaymis.gov.in/ and then selecting “Apply Online” link under “Citizen Assessment” section.
    • Direct Link to Apply Online is https://pmaymis.gov.in/Open/Check_Aadhar_Existence.aspx?comp=b
    • At this page, enter your Aadhar number or Virtual ID and Name as per Aadhar Card and click the “Check” button. If your aadhaar number and name matches, then the PMAY CLSS Loan Apply Online Form will appear as shown below:-
    • D) For complete process and detailed information, click – PMAY CLSS Application / Registration Process

    • This extension of PMAY CLSS Scheme for EWS / LIG households will lead to more investment in housing sector in India.

    • Street Vendors Loan Scheme – PM Svanidhi Yojana

    • PM Svanidhi Yojana has been launched by the central govt. as Street Vendors Loan Scheme. The official website to apply online for Street Vendors Loan is https://pmsvanidhi.mohua.gov.in/. Go to this page, then hit at “Apply for Loan”, then fill form and submit it to get Rs. 10,000 as loan. It is a special micro credit facility for street vendors. In order to check complete process, click at the link – PM Svanidhi Scheme Application / Registration Process.

      Shishu Loans under MUDRA Yojana

      Small businesses under MUDRA have been disrupted the most due to Coronavirus (COVID-19) lockdown & has also impacted their capacity to pay EMIs. So, Loan moratorium has already been granted by RBI. The current portfolio of MUDRA-Shishu loans is Rs. 1.62 Lakh crore (Maximum loan amount of Rs. 50,000). Now the Government of India will provide Interest subvention of 2% for prompt payees for a period of 12 months. This will provide relief of Rs. 1500 crore to MUDRA-Shishu loanees. People can check the process here – PM Mudra Yojana Shishu Loans Apply Online / Offline Form

      The Mudra Shishu Loan Yojana application form will appear as shown below:-

      All the interested people who wants to avail the Shishu Mudra loans along with benefits of Atmanirbhar Bharat Abhiyan package can now apply online or offline as suitable.

      MSME Loans

      The central govt. has made a a provision of Rs. 3 lakh crore for Micro, Small and Medium Enterprises sector. These business loans can be used for setting up new enterprise or stepping up (expansion, diversification, modernization, technology up-gradation). These can be for:-

      • Acquisition of factory, land and construction of building spaces.
      • Purchase of Plant and Machinery including lab equipment, testing equipment, furniture, electric fittings etc.
      • Meeting working capital requirements like raw materials, stock-in-progress, finished goods, etc.
      • Trade Finance (Bill discounting) for paying the creditors, while awaiting payment from debtors.
      • Launch of new product range, expansion of business, warehousing need, credit for marketing and advertising purpose.
      • Additional monitory assistance for any eligible purpose.
      • To apply online, click at the Direct Link – https://site.udyamimitra.in/Login/Register
      • The page to apply online for MSME Loans at the SIDBI Udyami Mitra website will appear as shown below:-


    • You will have choices of wider range of lenders (Banks / NBFCs / SFBs/ FinTechs) who can access your application and according to your geographic location the nearest lender may approach you or a fintech from another city may also touch base you. This means you can apply online 24/7. You can apply even in your spare time at leisure. If you have your budget / documents / information ready, you will find the application forms are easy to fill in.
    • The definition of MSMEs would be changed with an increase in investment limit and size along with turnover size. Moreover, the differentiation b/w manufacturing and service MSME will be removed. Now, all the global tender upto Rs. 200 crore to be disallowed and govt. procurement tenders upto 200 crore will no longer be on global tender group. E-market linkage would also be provided across the board in absence of trade fairs to promote e-commerce. Within 45 days, CPSEs and Govt. of India will clear their receivables. MSME Schemes – https://msme.gov.in/all-schemes

Comments

Post a Comment

Popular posts from this blog

PDS Odisha New Ration Card List 2023 (GP / Block Wise) | Check Food Status Online

By Digital Mitra
The Food Supplies & Consumer Welfare Department of Odisha has recently unveiled the updated 2023 PDS Odisha ration card list online, organized by villages. This release enables all individuals who have recently registered for a Ration Card to easily locate their names within the Food Odisha Ration Card list and obtain a printable version.= For those whose names do not appear on the Odisha Ration Card Holder List for 2023, there is now an option to download the Odisha ration card application form in PDF format. Furthermore, citizens have the convenience of checking their food status online, categorized by Gram Panchayat or Block Wise Ration Card List. For additional details and to access resources such as the final priority list based on ration cards, NFSA Cards, and Beneficiaries' information, you can visit pdsodisha.gov.in or foododisha.in.   Odisha Ration Card is an essential document for the poor people to take benefits of subsidized food by Public Distribution System (PDS).
Post a Comment
Read more

UIDAI Aadhaar Services – How To Generate Virtual ID Number at uidai.gov.in

By
 The Unique Identification Authority of India (UIDAI) has introduced a valuable offering known as the 16-digit Virtual Identity (VID) Number for all residents. With this development, individuals will no longer be required to divulge their 12-digit Biometric Identification Number or Aadhaar Number in various situations. Instead, they can easily generate or retrieve their VID through the UIDAI Portal and utilize it for any necessary purposes. The Virtual ID will serve as a replacement for the Aadhaar Number in processes involving authentication and Know Your Customer (KYC) requirements. This innovative UIDAI Aadhaar Service is designed to enhance the privacy and security of the Aadhaar Database, providing individuals with added confidence in their personal information. The 16-digit Virtual ID serves as a protective barrier within the Aadhaar Database, addressing the privacy apprehensions of the populace. Individuals can employ this Aadhaar Service for activities such as acquiring a new S
Post a Comment
Read more

ई-बुक क्या है? eBook कैसे लिखे और बनाये? Information About eBook In Hindi

By Digital Mitra
  eBook क्या होता है? What is an eBook? दोस्तों जैसे की नाम से ही पता चलता है। कि ये एक बुक होती है। लेकिन ये कैसी बुक होती है। eBook का पूरा नाम  electric book होता है। आप इसे pdf भी कह सकते है। इस तरह की book एक इलेक्ट्रोनिक book होती है , जिसे केवल आप मोबाइल या कंप्यूटर पर ही पढ़ सकते है। ई-बुक की कोई print कॉपी नहीं होती है। लेकिन यदि आप चाहे तो ऐसे प्रिंट भी कर सकते है।  जिस तरह बुक का कोई न कोई लेखक और owner होता है। उसी तरह ई-बुक का भी कोई लेखक और कोई न कोई owner होता है। ईबुक बिलकुल बुक की तरह ही होती है। यहां पर मैं आपको बता दूं कुछ लोग पीडीऍफ़ और ई-बुक में भ्रमित रहते है। वो समझते है कि ई-बुक और पीडीऍफ़ अलग अलग होती है। लेकिन ये सच नहीं है। पीडीऍफ़ और ई-बुक दोनों एक ही चीज़ होती है  computer और मोबाइल का use दिन पर दिन बढ़ रहा है। जिससे eBook की भी डिमांड बढ़ती जा रही है। इस्ससे आपको ये फायदा है कि आपको भरी भरकम किताब धोना नहीं पड़ता है। और न ही उनकी सुरक्षा ही करनी होती है। और आप जब चाहे जहा चाहे वहां पर eBook रीड कर सकते है। ई-बुक क्या है? eBook कैसे लिखे और बनाये? Information Abou
Post a Comment
Read more