[Apply] WB Student Credit Card Scheme 2022 Online Registration / Login at wbscc.wb.gov.in | Check SCC Yojana Eligibility to Soft Loan upto Rs. 10 Lakh

WB Student Credit Card Portal at wbscc.wb.gov.in, Register with WBSCC and Apply Online for West Bengal Yojana Student Credit Card 2022:

West Bengal Government has announced credit card scheme new WB 2022 student application for college students. This West Bengal student credit card scheme will allow students to get a concessional loan up to Rs. 10 lakh to go to university. Under this scheme, a person will be eligible for up to 40 years and a student will have 15 years to repay their loan after finding a job.

What is West Bengal Student Credit Card Plan 2022

To empower West Bengal youth, a new scheme called Yojana Student Credit Card is being rolled out. Under this scheme, all eligible students will be issued a student credit card with a credit limit of up to Rs. 10 lakh with 4% interest. The WB Student Credit Card Program is part of the "Arthik Shujog, Shobol Jubo" initiative.

The Student Credit Card Program is designed to assist students who wish to pursue high school, high school, college, and graduate education. These include professional qualifications and other equivalent courses in any school, madrasa school, college, university or other affiliated institutes in India and abroad. Students enrolled in various training institutions can also use a loan to take competitive exams such as engineering, medical, law and civil service exams.

Through the student credit card, undergraduate students - undergraduates and graduate students, will be eligible to receive a credit up to ₹10 Lakh with a 4% subsidy rate. Unlike a one-time loan, a student credit card will conveniently provide on-demand student funds, benefiting over 1.5 students over the next 5 years.

Bengali Cabinet Nod for Yojana student credit card

CM Mamata Banerjee heads WB State Government. an estimated 1.5 beneficiaries will be included in the “West Bengal Student Credit Card Scheme”. The SCC program promises students a credit card with a credit limit of up to Rs 10,00,000 for further study. The Yojana West Bengal Student Credit Card was promised by Minister Mamata Banerjee ahead of the recent Parliamentary elections.

Top government officials held a meeting recently to work out the modalities of the dole. The work to implement the West Bengal Student Credit Card Scheme will start soon. The first thing govt. have to do is to register the beneficiaries of the West Bengal SCC Scheme. It has been assessed that the scheme will have a total of 1.5 crore beneficiaries.

STEP 1: Firstly visit the official website at https://banglaruchchashiksha.wb.gov.in/

STEP 2: At the homepage of banglaruchchashiksha.wbgov.in, click at the “Student Credit Card” link as shown here

STEP 3: It would open the new WB Student Credit Card Yojana Portal at https://wbscc.wb.gov.in/

STEP 4: At this WB Student Credit Card Scheme portal, click at the “Student Registration” link or directly click https://wbscc.wb.gov.in/Applicant_Registration as shown below:

STEP 5: After making registration, applicants can click at “Student Login” link to make WB Student Credit Card Login or directly click https://wbscc.wb.gov.in/Applicant_Login:-

STEP 6: After making login, applicants can proceed to fill WB Student Credit Card Yojana application form and complete the apply online process.

Check PDF to know How to Apply online for WB Student Credit Card Scheme (Training Manual for Students) – https://wbscc.wb.gov.in/assets/StudentManual.pdf

WB Student Credit Card Download

Government of West Bengal has introduced the Student Credit Card Scheme for the students of West Bengal to enable them to pursue education without having any financial constraints. This scheme is designed to support the students to pursue secondary, higher secondary, madrasah, undergraduate and post graduate studies including professional degree and other equivalent courses in any School, Madrasah, College, University and other affiliated institutes within and outside India.

Students are studying at different training institutions to compete for different competitive exams like Engineering, Medicine, Law, IAS, IPS, WBCS etc. can also avail of a loan under this program. A student in West Bengal can get a loan upto 10 lakhs @ 4%/year with simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and Central Cooperative Bank. district central government and Public/Private Sector Banks. Borrowers will receive 1% interest reduction if paying interest in full during the study period.

The upper limit for interested students is maintained at 40 (forty) years of age at the time of loan application. The repayment period will be fifteen (15) years for any loan issued under this credit card, including the repayment/holiday term. For more details, please refer to the diagram provided in this portal.

Eligibility of West Bengal Student Credit Card Scheme

Here is the complete eligibility criteria to become eligible for West Bengal Student Credit Card Scheme:-

Applicant must have spent 10 years in West Bengal state.
Loans would be eligible for undergraduate, postgraduate, doctoral and post-doctoral study in India or abroad.
One person is eligible for the scheme till 40 years of age.
Fifteen years will be given to a student to repay the loan after getting a job.

Students can avail soft loans from State Cooperative Bank, its affiliated Central Cooperative Banks, District Central Cooperative Banks and public/ private sector banks.

Implementation of the WB Student Credit Card Scheme

The financial situation does not permit the West Bengal state government. to make West Bengal's SCC plan popular. World Bank State Government. It is simply not possible to bring all students in the state on a Yojana student credit card as this would increase the financial burden. To ensure smooth implementation of West Bengal student credit card scheme, the government has planned to introduce eligibility criteria so that students can avail loans with favorable terms.

State governments may be forced to cut allocations by some departments to raise money for the World Bank's student credit card program. Room allowance cannot be drastically reduced. Therefore, the state is also seeking funding for the program from other sources.

West Bengal SCC Program Beneficiary Database

World Bank Government. already has a database of several eligible beneficiaries that can be easily used to start an SCC plan. For example, the state has detailed data on government students. schools and colleges. These beneficiaries can be integrated immediately into the direct benefit transfer program. For the remaining families, the government can consult.

The WB Student Credit Card Program will certainly promote education as a large portion of the funds allocated will go into the beneficiaries' bank accounts every year.

List of Documents for West Bengal Student Credit Card Scheme

Your colour photograph
A colour photograph of your co-applicant / co-borrower
Aadhar card
Class X board registration certificate (in absence of Aadhaar)
Guardian’s address proof
Admission receipt
Your PAN Card / undertaking if there is no PAN Card
Guardian’s PAN Card / undertaking if there is no PAN Card
Relevant page of the institute’s brochure / document with details of fees

Expenses to be Covered in WB Student Credit Card Scheme

Fees to be paid to school / madrasa / college / university / professional institutes and competitive coaching institutes or for entrance examinations.
Fees for accommodation in a hostel or as paying guest.
Any deposit to be paid to the institution, library and laboratory.
Cost of buying books, digital device and equipment.
Other course-related expenses such as study tours, project work, thesis submission.

The WB government has asked authorities of schools, colleges and universities to organise camps every Monday to promote the credit card scheme. The state govt. has also directed the education department to send a report on the number of students coming to these facilities.

According to reports, over 1,20,000 applications have been submitted under the programme till 14 December 2021. Out of these, around 50,000 have been sent to banks for approval. Banks have so far accepted around 6,000 applications. Some applications were rejected and returned to the district administrations. Chief secretary H K Dwivedi has already directed officials to set up a committee in each district to deal with the issue of loan denial.

Overview of Student Credit Card Scheme in West Bengal

Name of Scheme	WB Student Credit Card Scheme
Applicable Year	2021 onward
State	West Bengal
Who are Eligible Beneficiaries	Students who wants to pursue higher studies
Beneficiaries Count	1.5 crore
Type of Scheme	Soft Loans through Student Credit Cards
Launch Date	30 June 2021
Loan Amount	upto Rs. 10 lakh
Interest Rate	4%
Applicable Courses	Under graduate (UG), Post graduate (PG), doctoral and post-doctoral study
Age Limit	40 years
Repayment Time	15 years after getting job
Registration / Apply Process	wbscc.wb.gov.in

West Bengal Student Credit Card Scheme Overview

WB Student Credit Card Scheme Helpline Number / E-mail ID

West Bengal govt. has announced a dedicated helpline number and an e-mail id, to ensure that those seeking loans under the Student Credit Card scheme are not inconvenienced. Officials of the concerned department hold regular meetings to facilitate eligible student applicants in getting collateral security free loans up to Rs 10 lakh. An eligible candidate from 10 grade to the post-doctoral level can avail this credit scheme. The loans are repayable in 15 years at a low interest rate.

Student Credit Card Scheme in Didir 10 Ongikar of TMC Manifesto

Ojosro sujog, somridhho Bangla

Fifth largest economy with GDP size of ₹12.5 Lakh Crore and annual per capita income of more than ₹2.5 Lakh
35 lakh people uplifted to reduce people below poverty line to 5% from 20% in 2011
5 Lakh new jobs per year to be created to halve the unemployment rate

Proti poribarke, nyunotomo mashik aay

A new scheme namely Laxmi Bhandar to ensure monthly Basic Income support to female heads of 1.6 Crore households of Bengal- monthly ₹500 to families of General Category (Yearly ₹6,000) and ₹1,000 to families of SC/ST (Yearly ₹12,000)

Arthik sujog, shobol jubo

To make Bengal’s youth self-reliant, a new West Bengal Student Credit Card Scheme for all eligible students would be launched. Student Credit Cards with credit limit up to ₹10 lakh at an interest rate of 4% would be provided.

Banglay shobar, nishchit ahar

New facility under Khadya Sathi – No need to go to the ration shop anymore. Free doorstep delivery of monthly ration to 1.5 crore households
75 Crore subsidised meals at ₹5 per meal through 2,500 ‘Maa’ Canteens across 50 cities

Bordhito utpadon, sukhi krishok

₹10,000 per acre support to be provided to 68 lakh small and marginal farmers every year under the Krishak Bandhu Scheme
To be the number 1 State in Net Sown Area and Cropping Intensity by adding 3 lakh hectares of cultivable land and converting 4.5 lakh hectares to double cropping system respectively
To be in top 5 States in productivity for food grains and four cash crops – Tea, Jute, Potato and Tobacco

Shilponnoto Bangla

Additional 10 lakh MSMEs to be added every year to increase the total number of functional MSME units to 1.5 cr
2,000 big industrial units to be added to the existing base of 10,000 units in the next 5 years
₹5 lakh crore of new investments in the next 5 years

Unnototoro swasthya byabostha, sushtho Bangla

Double the spending on Health from 0.83% to 1.5% of the State GDP
Medical College-cum-Super Speciality Hospital in all 23 district headquarters
Double the number of seats for – doctors, nurses, and paramedics

Egiye rakhte, shikkhito Bangla

Increase the spending on Education from 2.7% to 4% of the state GDP
Each block to have at least one Model Residential School
Double the number of seats for teachers’ training

Shobai pai, matha gonjar thaai

5 lakh additional low cost houses to be built under Banglar Bari Scheme in urban habitations to reduce slum population from 7% to 3.65%
25 lakh additional low cost houses to be built under Bangla Awas Yojana in rural areas and reduce kutcha houses to less than 1%

Proti ghore bidyut, sodok, jol

Piped drinking water facility to be provided to additional 47 Lakh households to ensure 100% coverage; up from 26%
24×7 electricity at affordable rates to all households
Every rural household to be connected with all-weather roads, a functional drainage system and piped drinking water

Helpline

Toll Free Number: 1800-102-8014

Email ID: support-wbscc@bangla.gov.in

Administrator Login – https://wbscc.wb.gov.in/Login

More details about the WB Student Credit Card Yojana at https://wbscc.wb.gov.in/About

ई-बुक क्या है? eBook कैसे लिखे और बनाये? Information About eBook In Hindi

eBook क्या होता है? What is an eBook? दोस्तों जैसे की नाम से ही पता चलता है। कि ये एक बुक होती है। लेकिन ये कैसी बुक होती है। eBook का पूरा नाम electric book होता है। आप इसे pdf भी कह सकते है। इस तरह की book एक इलेक्ट्रोनिक book होती है , जिसे केवल आप मोबाइल या कंप्यूटर पर ही पढ़ सकते है। ई-बुक की कोई print कॉपी नहीं होती है। लेकिन यदि आप चाहे तो ऐसे प्रिंट भी कर सकते है। जिस तरह बुक का कोई न कोई लेखक और owner होता है। उसी तरह ई-बुक का भी कोई लेखक और कोई न कोई owner होता है। ईबुक बिलकुल बुक की तरह ही होती है। यहां पर मैं आपको बता दूं कुछ लोग पीडीऍफ़ और ई-बुक में भ्रमित रहते है। वो समझते है कि ई-बुक और पीडीऍफ़ अलग अलग होती है। लेकिन ये सच नहीं है। पीडीऍफ़ और ई-बुक दोनों एक ही चीज़ होती है computer और मोबाइल का use दिन पर दिन बढ़ रहा है। जिससे eBook की भी डिमांड बढ़ती जा रही है। इस्ससे आपको ये फायदा है कि आपको भरी भरकम किताब धोना नहीं पड़ता है। और न ही उनकी सुरक्षा ही करनी होती है। और आप जब चाहे जहा चाहे वहां पर eBook रीड कर सकते है। ई-बुक क्या है? eBook कैसे लिखे और बनाये? Information Abou

Gram Chaupal

Search This Blog